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Pumpkin Cream Cheese Bread

Elina James
Pumpkin Cream Cheese Bread is one of those treats that feels like a hug in every bite. It combines the comforting flavors of fall—pumpkin, cinnamon, nutmeg, and cloves—with the irresistible richness of a sweetened cream cheese swirl baked right into the loaf.
Prep Time 14 minutes
Cook Time 55 minutes
Total Time 1 hour 9 minutes
Course Breakfast
Cuisine American
Servings 10 servings
Calories 300 kcal

Ingredients
  

For the Pumpkin Bread Batter:

  • 1 ¾ cups (220 g) all-purpose flour
  • 1 teaspoon baking soda
  • ½ teaspoon baking powder
  • ½ teaspoon salt
  • 1 ½ teaspoons ground cinnamon
  • ½ teaspoon ground nutmeg
  • ½ teaspoon ground ginger
  • ¼ teaspoon ground cloves (optional)
  • 1 cup (200 g) granulated sugar
  • ½ cup (100 g) brown sugar, packed
  • ½ cup (120 ml) vegetable oil or melted butter
  • 2 large eggs, room temperature
  • 1 cup (240 g) canned pumpkin puree (not pumpkin pie filling)
  • ¼ cup (60 ml) milk (dairy or non-dairy
  • 1 teaspoon pure vanilla extract

For the Pumpkin Bread Batter:

  • 8 oz (225 g) cream cheese, softened
  • ¼ cup (50 g) granulated sugar
  • 1 large egg
  • ½ teaspoon pure vanilla extract

Instructions
 

  • Preheat the Oven – Set to 350°F (175°C). Grease and line a 9×5-inch loaf pan with parchment paper, leaving some overhang for easy removal.
  • Make the Cream Cheese Filling – In a medium bowl, beat cream cheese, sugar, egg, and vanilla until smooth. Set aside. Mix the Dry Ingredients – In a large bowl, whisk together flour, baking soda, baking powder, salt, cinnamon, nutmeg, ginger, and cloves.
  • Combine Wet Ingredients – In another bowl, whisk together granulated sugar, brown sugar, oil (or butter), eggs, pumpkin puree, milk, and vanilla until well combine Make the Batter – Add the wet mixture to the dry mixture and stir until just combined—don’t overmix.
  • Layer the Loaf – Pour half of the pumpkin batter into the loaf pan. Spread the cream cheese mixture evenly over it. Top with the remaining pumpkin batter, smoothing the top.
  • Bake – Bake for 55–65 minutes, or until a toothpick inserted into the center (avoiding the cream cheese layer) comes out clean. Cool – Let the bread cool in the pan for 15 minutes, then transfer to a wire rack to cool completely before slicing.
Keyword Pumpkin Cream Cheese Bread